Reduce your deposit to 2%
Help to Buy Scheme
Can shift ownership and deposit requirements in supported states.
Open scheme blogFirst Aussie Home
Start the quiz to find the true cost of buying your first home.
A calmer pathway through the grants, the deposit, and the cash you need to bring.
Potential pathway impact
$0
Broad estimate from scheme pathways shown below
Reduce your upfront cost
Educational estimate only
1+$40,000Read scheme blog
Help to Buy Scheme
Help to Buy Scheme
This remains a broad shared-equity concept and the live settings can change over time.
2+$35,000Read scheme blog
First Home Guarantee
First Home Guarantee
This is a broad guarantee concept that can change the deposit side of the comparison.
3+$30,000Read scheme blog
Stamp Duty Exemption
Stamp Duty Exemption
Broad NSW first-home duty relief can reduce or remove transfer duty within the current price bands.
4+$10,000Read scheme blog
First Home Owner Grant
First Home Owner Grant
Grant pathways can change the upfront cash picture, but they are tightly defined and depend on current criteria.
5+$7,500Read scheme blog
Super Saver Scheme
Super Saver Scheme
A super-linked first-home concept that can change the side-by-side deposit comparison.
What You Could Discover
Real opportunities that could accelerate your home ownership journey
Reduce your deposit to 5%
First Home Guarantee
Can lower initial cash required by replacing the 20% baseline.
Open scheme blogSave up to $30,000
Stamp Duty Exemption
Can reduce upfront duty pressure at settlement.
Open scheme blogGrant support where eligible
First Home Owner Grant
Can directly reduce upfront out-of-pocket cash in eligible cases.
Open scheme blogSave up to $7,500 in tax
Super Saver Scheme
Can improve deposit momentum under broad FHSS assumptions.
Open scheme blogTrusted Official Information
We map your pathway using official references and keep links visible throughout the app so you can verify details directly at the source.
Find the total bill
Keep the total bill of buying a house front-and-centre while you compare pathways.
Stay with official sources
Safety links and disclosure details stay available throughout the flow.
Shape future tools and support
Tell us what still feels hard so we can decide what tools or support are actually worth building next.