General information and modelling only - not financial advice.

Safety resources

First Aussie Home

Your results are ready

Your first-home dashboard

Each change below updates the out-of-pocket cash straight away.

State: NSWArea: State capital

Quick research survey

Tell us what is still blocking you.

Fill in the short survey below. Early research participants may receive free credits in future rollouts.

Help shape what comes next

What still feels hardest about buying your first home?

Tell us about a real situation from the last few weeks. We use this to decide what to build next.

How much is this slowing you down?

1 = barely, 5 = heavily

How confident do you feel about your path right now?

1 = not confident, 5 = very confident

Open to a 10-minute chat about your story and what you are struggling with?

Cost of your First Home

$188,821

vs. $188,821 without eligible schemes

Choose your deposit path

Chosen Deposit:

Scheme tracker

State / territory
Property type
Buying setup
Buying area
Line item
Using schemes
No-scheme
+Home price
+$780,000
+$780,000
-Bank funding
-$624,000
-$624,000
+Stamp duty
+$29,629
+$29,629
+$3,192
+$3,192
Funds required from you
$188,821
$188,821

Funds required from you = Home price - Bank funding + Stamp duty + Additional Purchase Costs.

Longer saving runway

This time to save is over 12 months, so the Super Saver Scheme could be worth comparing because it can move tax by a few thousand dollars for some buyers.

Open the official tool in a new tabRead the FHSS blog

Your dashboard stays open here.

Factual education and modelling only